Mortgage Loan Processor
Company: First Horizon Bank
Location: Birmingham
Posted on: January 26, 2026
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Job Description:
Job Description Location: On site in Birmingham, AL or Memphis,
TN Summary : The Mortgage Processor Role will be responsible for
performing a variety of documentation duties related to both agency
and portfolio loans while ensuring compliance with policies and
procedures for all loan products. Candidates must possess
proficiency with technology and a strong sense of urgency with an
ability to work in a team environment while maintaining excellent
organization and communication skills. Candidates must also have
the ability to self-manage a pipeline of 25-35 loans at all times.
Essential Duties and Responsibilities : • Ability to self-manage a
pipeline of 25-35 loans on a daily/weekly basis. • Ability to
calculate complex income streams and assist in restructuring of
loan files. • Maintain daily workflow prioritization to ensure
closing dates are met. • Adhere to published SLAs to promote
effective pipeline management. • Order all required verifications
and documentation as required by product guidelines and
underwriting. • Analyze and ensure all documentation received are
accurate and meets product guidelines and underwriting conditions.
• Responsible for monitoring rate locks and initiating any Change
of Circumstances for re-disclosure requirements. • Ensure follow-up
to all Pre-Funding and Post-Closing Audits as requested. • Provide
excellent customer service to both internal and external clients. •
Communicate effectively with all parties to the transaction to keep
them informed of file status. • Mentor and provide assistance to
Mortgage Processors I and II. • All other duties as assigned
Qualifications : To perform this job successfully, an individual
must be able to perform each essential duty satisfactorily. The
requirements listed below are representative of the knowledge,
skills, and/or abilities required. • High school Diploma or General
education degree with a minimum of five years of Mortgage Loan
Processing experience. • Ability to effectively use various
computer software applications. • Ability to embrace and adopt all
Technology as set forth by the line(s) of businesses. • Working
knowledge of Mortgage Residential Loan Workflow from Origination to
Post Closing. • Basic accounting and mathematical skills. • Ability
to effectively Multitask. • Work successfully in a fast-paced
working environment and meet critical deadlines. • Delivers
excellent verbal customer service. • Demonstrates Leadership •
Excellent interpersonal skills/Champions Teamwork • Goal and
success oriented. • Self-Starter • Highly organized, proven track
record of successfully managing Time and Pipeline execution. • A
"sales" mindset • Retail channel experience (partnering with MLOs,
Operations, Underwriters, Regional Mgrs. & Bank Execs). • Focus on
Quality and Understanding of Regulation/Compliance requirements. •
Excellent verbal and written communication skills, bi-lingual in
English and Spanish helpful. • Ability to effectively multi-task,
work well in a fast-paced working environment and meet critical
deadlines. • Commitment to a positive customer experience (internal
and external). NMLS Language As part of the employment process for
this position, you will have to meet the requirements of a
background credit check. This position requires compliance with the
S.A.F.E Mortgage Licensing Act of 2008 and all related regulations.
Ongoing employment is contingent upon meeting all such
requirements. About Us First Horizon Corporation is a leading
regional financial services company, dedicated to helping our
clients, communities and associates unlock their full potential
with capital and counsel. Headquartered in Memphis, TN, the banking
subsidiary First Horizon Bank operates in 12 states across the
southern U.S. The Company and its subsidiaries offer commercial,
private banking, consumer, small business, wealth and trust
management, retail brokerage, capital markets, fixed income, and
mortgage banking services. First Horizon has been recognized as one
of the nation's best employers by Fortune and Forbes magazines and
a Top 10 Most Reputable U.S. Bank. More information is available at
www.FirstHorizon.com . Benefit Highlights • Medical with wellness
incentives, dental, and vision • HSA with company match • Maternity
and parental leave • Tuition reimbursement • Mentor program •
401(k) with 6% match • More FirstHorizon.com/First
-Horizon-National- Corporation/Careers/Our -Benefits Follow Us
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Keywords: First Horizon Bank, Decatur , Mortgage Loan Processor, Accounting, Auditing , Birmingham, Alabama
